Student Visa Expert

Australian National Airline College Delegate visits Kochi

admin — Mon, 07 May 2012 11:27:10 +0000

Australian National Airline College delegate Craig McKenzie visits Kochi on 17th May 2012.

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Walk in with your certificates.

More details contact us @ 9605900000

Spot admission to EThames Graduate School- London Campus of University of Sunderland.

admin — Mon, 07 May 2012 11:18:58 +0000

Spot admission to EThames Graduate School, London Campus of University of Sunderland will take place in Kochi on 14th May 2012.

Walk in with your certificates.

More details contact us @ 9605900000

Waterford Institute of Technology, Ireland delegate Visits Kochi

admin — Mon, 07 May 2012 11:13:33 +0000

Waterford Institute of Technology Ireland delegate John Joe O’Farrell Visits Kochi from 10-16th May 2012, to interact with students about studying in Ireland.

Spot admission ! Walk in with your certificates.

More details contact us @ 9605900000

American International Medical University delegate visits Kozhikode

admin — Mon, 07 May 2012 11:07:40 +0000

American International Medical University delegate Paule Tormel John visits Kozhikode on 9th May 2012, to interact with students about studying in USA.
Have a talk about your potential opportunities of studying MBBS,MD and Nursing in USA.

Spot admission !

Walk in with your certificates.

More details contact us @ 9605900000

American International Medical University delegate visits Malappuram

admin — Mon, 07 May 2012 11:02:50 +0000

American International Medical University delegate Paule Tormel John visits Malappuram on 8th May 2012, to interact with students about studying in USA.
Have a talk about your potential opportunities of studying MBBS,MD and Nursing in USA.Spot admission ! .Walk in with your certificates.

More details contact us @ 9605900000

American International Medical University delegate visits Kochi

admin — Fri, 04 May 2012 11:08:56 +0000

American International University delegate Paule Tormel John visits Kochi on 7th May 2012 to intract with students about the opportunities of studying in USA.

Seminar on your opportunities of studying MBBS,MD and Nursing in USA.

Spot admission ! .Walk in with your certificates.

More details contact us @ 9605900000

American International Medical University delegate visits Trivandrum

admin — Fri, 04 May 2012 11:01:51 +0000

American International University delegate Paule Tormel John visits Trivandrum on 5th May 2012 to interact with students about the opportunities of studying in USA. Spot admission ! .Walk in with your certificates. Also understand your opportunities of studying MBBS,MD and Nursing in USA. More details contact us @ →

UGC NET (National Eligibility Test) becomes all objective type

admin — Sat, 28 Apr 2012 04:38:50 +0000

The National Eligibility Test conducted by University Grants Commission, better known as UGC NET is scheduled to be held this June 24th, 2012. Starting this year, UGC NET will be completely objective.

Also, the paper will have no negative marking and the candidates will be allowed to carry the carbon printout of optical mark recognition (OMR) response sheets with them after the examination.

Till last year Paper III was objective, but starting 2012, all three papers will be objective in nature.

NET is conducted as an entrance to test eligibility for lectureship and for award of Junior Research Fellowship (JRF) for teaching profession and research. “The commission has decided to change the pattern of examination. All the three papers will be objective and will be held on the same day in two separate sessions. The syllabus, though, for all the three papers remains the same as that of the previous year,” said Surender Singh, deputy secretary (NET), UGC.

Study and live in Singapore : city of world-class educational institutions

admin — Mon, 23 Apr 2012 15:45:58 +0000

Singapore is a cosmopolitan city and a premier destination for learning with world-class educational institutions. It is a global city where talents gather to share innovative ideas, start new businesses, and engage in exciting career opportunities. Over the years, Singapore has moved from its traditional British-based education system to one that meets the needs of individuals and seeks to nurture talents.

Singapore Higher Education Institutions can be categorized into public and non-public institutions or organizations. The public sector offers a comprehensive range of post-secondary education and training opportunities. Different options are available to students depending upon their qualifications. These options can be divided into three types: the universities, the polytechnics, and the technical training institute. The three universities, National University of Singapore, Nanyang Technological University & Singapore Management University, require the highest level of qualifications by students. The universities primarily offer full-time degree programs and a few select diploma and post-graduate diploma courses.

In Singapore a vibrant variety of private schools offer a broad range of programmes. There are more than 300 private commercial, IT, Fine Arts and language schools’ in Singapore. The courses offered range from certificate to postgraduate levels. Through partnership with renowned international universities from various countries such as Australia, UK and USA, private schools offer students the opportunity to attain international certification in Singapore’s comfortable and affordable environment. The Private Institutes offer bachelors degree programmes in almost every subject. The duration of the bachelor’s course is 3 years to 4 years. The admission requirements vary from programme to programme.

Now as an international student, you may wonder; what is life inSingapore like?. We present here some information that will be helpful in allowing you to understand more about Singapore.

There are more than 50,000 international students pursuing education opportunities at various levels in Singapore. A benefit of living and studying in Singapore is to make easier for you to find jobs. Singapore is the hub of business in Asia; Singapore is the world’s third most wired nation and Asia’s most wired, one where online banking & mobile lifestyle have become the norm. Students from all over the world come to study in singapore. And close to 99% of the population, or almost every home, school and business has access to broadband Internet. Singapore is also one of the safest countries to live in.

Studying in Singapore puts you right at the heart of a unique social, cultural and educational experience – one which offers a fascinating blend of East and West. It is all here: the sophistication of modern living as well as the richness of an Asian Heritage.Indeed, with its people and lifestyle, economy, attractions, arts and sports scene and its reputation as a gourmet’s paradise, Singapore is truly a vibrant cosmopolitan country.

Though small in size and population (4 million people), Singapore is a uniquely distinctive place. With a total land area of just 646 square kilometres, Singapore has become a reputable financial centre, a key regional trading centre, the world’s busiest port and a top location for investment.

In fact, Singapore is often cited as a model for transparency, efficiency and political stability. Singapore’s strategic location, excellent facilities, fascinating cultural contrasts and tourist attractions contribute to its success as a leading destination for both business and pleasure.

Related to shopping, you will be greeted by the wide range of shops to suit all tastes and budgets. You can always look forward to the many exciting events lined up throughout the year to tempt and thrill you: the Great Singapore Sale, late-night Friday shopping, the Singapore Arts festival and festive light-ups are some of the highlights that make life there so enriching.

Singapore has got one of the most extensive and efficient public transportation systems in the world, so it is of no wonder that travelling in the city and suburbs is typically a quick and affordable affair.

With regard to part time work, Full time graduate students are allowed to work part-time of up to a maximum of 16 hours per week. However, students need to obtain permission from the (International Student Center) ISC. During vacation, students are allowed to work full time as the Ministry of Manpower has exempted them from applying for work permits.

With Students Visa Expert, you can now do any course in Singapore without any difficulty. Please contact us to get a more personalised guidance in selecting the university and course etc. We will also guide you with your Visa and other related matters .

Get an Education Loan for your study

admin — Mon, 23 Apr 2012 07:04:46 +0000

All Commercial banks in India offer educational loans for Studying Abroad which covers all your Education related expenses like Tuition Fees, Food and Accommodation, Flight Ticket etc.

You can always apply for a loan from banks to fund your degree or diploma. You just need to meet certain minimum requirements. Education loans are mostly offered by public sector banks but private banks such as HDFC and HSBC also offer education loans.You can get an education loan for study in India or abroad.

Education Loan: Study in India

You can borrow up to Rs 4 Lac without providing any security or margin.
You can get a loan amount of Rs 4 Lacs to Rs 7.5 Lacs against a third-party guarantee. This loan comes with a five percent margin. The loan amount disbursed is 5 % lesser than the sanctioned amount. You need to arrange for the rest of the money. The third-party guarantee can come from any relation, neighbour or friend standing guarantee for the full amount.

Education Loan: Study Abroad

Amount of loan sanctioned may vary but usually Rs 7 Lacs and above are usually sanctioned against fixed deposits, NSC certificates, property worth the loan amount and a margin amount of 15 percent. This loan comes with a five percent margin. The loan amount disbursed is 15 % lesser than the sanctioned amount. You need to arrange for the rest of the money.
Also, if a loan below Rs 4 Lacs comes at x rate of interest, the loan over Rs 4 Lacs is usually charged one percent higher interest that is x+1.

Note: The Reserve Bank of India prescribes the specifics (amount, rate, repayment period) of education loans and the government provides a two per cent subsidy on these loans to the banks.

Documents required for education loan

Mark sheets of the last qualifying examination for school and graduate study
Proof of admission to the course
Schedule of expenses for the course
Copies of the letter confirming scholarship, if any
Copies of foreign exchange permit, if applicable
Two passport size photographs
Statement of borrower’s bank account for the last six months
Income tax assessment order not more than two years old
Brief statement of the assets and liabilities of the borrower
Residence proof

Education Loan: Eligibility and Interest Rates

Oriental Bank of Commerce

Eligibility for Loan: All Indian nationals who are below 45 years who have secured admission to a recognized course in an approved university are eligible.
Expenses Covered: The loan covers all expenses including tuition, books, airfare, study tours etc. For accommodation the amount is paid to the management of the boarding house.
Loan Upper limit: For students pursuing their education abroad, the loan amount is a 15 Lac. This is subject to a 5% margin, i.e. students have to put in this amount themselves.
Rate of Interest: For a loan of Rs 4 Lac or less, the bank charges an interest of 11.25 percent per annum. For loans above 4 Lac, the rate of interest is 12% per annum.
Repayment Period: The student gets a holiday period for a year after they finish their course or six months after they find a job, following which the loan is to be paid over 84 EMI’s.
Security: Up to Rs 4 Lac-co-obligation of guardian is a must. Up to Rs 7.5 Lac a third party guarantee is also needed. Up to 15 Lac, security/assets equal to 100% loan amount.

Syndicate bank

Eligibility for Loan: Any student, who is an Indian national, and a major, or represented by a guardian is eligible for the loan. The bank gives loans for all recognized institutes overseas.
Expenses Covered: The bank provides finance for tuition boarding, books and travel. However, no assistance is provided for capitation fees and coaching.
Loan Upper limit: For overseas education, the maximum loan amount is Rs. 15 Lac with a margin of 5 %i.e. students need to put in that amount themselves
Rate of Interest: To study abroad, the rate of interest is 1.5% – the current PLR (13.25) which means an interest of 11.75%.
Repayment Period: The amount has to be paid back in 5 to 7 years commencing one year after completion of the course or 6 months after securing the job whichever is earlier.
Security: Up to Rs 7.5 Lac, no security required. For over 7.5 Lac, collateral security equal to 100% of the loan amount with suitable margin and a third party guarantee is needed.

Bank of Baroda

Eligibility for Loan: The applicant should be a citizen of India and secured admission to the course. No minimum marks required and loans are provided for all recognized courses.
Expenses Covered: The loan covers all expenses incurred during the study period like tuition fees, boarding and lodging, books, study tours, laptops, travel or any other requirement.
Loan Upper limit: For studying abroad, the student gets a maximum loan of Rs 10 Lac for an UG course and 15 Lac for PG education. The margin money in this case is 15%
Rate of Interest: For education loans to study abroad, the rate of interest is Rs 12% for less than 4 Lac and 14% for any loan amount up to a maximum of Rs 15 Lac.
Repayment Period: It needs to be paid a year after the completion of the course or six months after finding a job, whichever is earlier. Then, the loan has to be paid back within a period of five years.
Security: Up to Rs 4 Lac no security is required. Between 4-7.5 Lac, a third party guarantee & assignment of future income is needed. Up to 15 Lac, 100% collateral security is mandated

State bank of India

Eligibility for Loan: The applicant should be an Indian national and have secured admission into any course that has employable prospects.
Expenses Covered: Expenses covered in the loan include tuition fees, travel, books, computer and even a two wheeler costing up to Rs 50,000.
Loan Upper limit: For studies abroad, the maximum loan amount is Rs 20 Lac and a margin of 15% is required if the loan amount is more than Rs 4 Lac
Rate of Interest: For education loans, the rate of interest is Rs 12.75% for less than 4 Lac and 13.75% for any amount above that.
Repayment Period: Payment starts a year after the completion of the course or six months after finding a job. For a loan of less than 7.5 Lac the student has 5-7 years and for more than that 5-10 years.
Security: No security is required for a loan up to Rs 4 Lac. From 4-7.5 Lac a third party guarantee is required and for 7.5 and above, the bank needs collateral security for the full value of the loan.

Note: Interest rates may vary at the time of application and disbursement.